Insurance for your Agency

As a member of the Independent Insurance Agents of Nebraska, your agency has the opportunity to obtain Westport/SwissRe Errors and Omissions coverage on a broader policy form for a substantially reduced premium!  The long-term partnership between Independent Insurance Agents and Brokers of America and Westport/SwissRe continues to bring very good news for independent agents.


Credits Available

The following credits are available exclusively to IIAN members on the IIABA/Westport Policy:

  • 10% Loss Control Credit - upon completion of an approved loss control seminar.  Once earned, the Big "I" exclusive Loss Control Credit is good for three renewals, as long as the agency remains claim-free.
  • Experience Credit
    10% if claim-free for 2 years
    15% if claim-free for 3 years
    20% if claim-free for 4 years

Big "I" Members also receive the following coverages FREE!  Non-IIAN policyholders will not receive these "extras" unless the policy is specifically endorsed and an appropriate charge is applied:

  • Subpoena Reimbursement
  • Coverage for Regulatory Defense
  • Expert Witness Coverage
  • Insurance Course Extension
  • Premium Financing Services
  • Catastrophe Extra Expense


Extension Options  

The IIABA/Westport program also features unique, additional coverage options so each policy can be tailored to meet the individual needs of each agency. Free no-obligation quotes are available.
Coverage Options
  • Employee Practices liability Coverage Unit
  • Real Estate Agents/Brokers Professional Liability Coverage
  • Insured Versus Insured Coverage Extension
  • PEO Extension
  • Loan Origination Coverage Extension
  • Safety Consultants Extension
Additional program details are available on the national website.


Westport Insurance Corporation is rated A Excellent by A.M. Best.

Steps for downloading an application:
  1. Read the hints and instructions completely before downloading the E&O Application.
  1. Download, and complete the application form.
Please send E&O policy applications to:
Nebraska Agency Services Corp
8231 Northwoods Dr. Ste B
Lincoln, NE 68505
Or fax to 402-476-1586.
Contact Brenda Kaiser at IIAN for more information -, 800-377-3985.

Contact Information:
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Brenda Kaiser, CIC, AAI
Membership Program Director
PROTECT your business with an E&O umbrella endorsed by IIABA.
CONSOLIDATE coverages with one carrier and avoid potential gaps.
SECURE your agency’s future with the largest writer of agents professional liability in the country.
SUPPORT your state association while protecting your business.
A commercial umbrella underwritten by Swiss Re (rated A by A.M. Best) is now available exclusively to Big “I” members.
  • Designed in collaboration with the IIABA to meet the needs of independent insurance agents
  • Broad coverage over primary casualty lines, including E&O
  • Limits available up to $10 million over underlying primary E&O policy
  • Available nationwide
  • May to be written over a variety of E&O carriers
Contact Brenda Kaiser for a quote today - 1-800-377-3985,
As a professional, you are right to feel confident about your ability to handle personnel issues -- but you can't be everywhere all the time. It's critical that you have a ready means of defense whether the action initiated against you or one of your management team is a groundless retaliatory act, or one which the courts might deem justifiable.
To protect your agency against lawsuits resulting from employment practices and discrimination, you can add Employment Practices and Discrimination Liability coverage to your Westport/Swiss Re E&O policy.
Contact Brenda Kaiser for a quote today - 1-800-377-3985,
Through our EPL policy you are proviede a defense, and you are insured for damages caused by covered wrongful employment practices which include: 
  • sexual harassment
  • wrongful termination
  • wrongful discipline
  • defamation 
  • equal pay violations
  • wrongful infliction of emotional distress or retaliation
  • breach of employment contract
  • negligent evaluation
You're also covered for employment related acts of discrimination. This coverage extends to acts that pertain to an employee's:  
  • disability
  • race
  • handicap
  • religion
  • creed
  • age
  • gender
  • sexual orientation/preference
  • pregnancy
  • national origin
Group Long Term Disability
Protect your ability to earn a living. Choose from three plan alternatives to fit your individual needs. This protection offers you up to $10,000 per month income benefit, optional cost of living benefit and family protection, special benefits for residual disability, your choice of waiting periods and waiver of premium.
Group Short Term Disability
IIABA’s Short Term Disability plans protect you from loss of income during an illness or accident that lasts between one and 26 weeks and protect you against financial loss prior to the date your long term disability becomes effective. Both choices offer weekly income benefits up to $500 and special benefits for residual disability.
Group Term Life Insurance
Three plan options offer you and your employees affordable term life insurance. You may select the employees you wish to cover. Choose from three different benefit selections:
  1. Pays level amounts for all employees ranging from $10,000 to $100,000;
  2. Pays one times yearly earnings;
  3. Pays two times yearly earnings. Additional protection up to $500,000 and optional coverage for dependents is also available.
For more information about these important employee benefits programs, click here to email Christine Munoz, IIABA director of employee benefits, or call her at (800) 848-4401.
A majority of insurance agencies do not have a retirement plan, primarily due to complicated plan rules, and the increased cost of mandatory employer contributions and plan administration. To combat this problem, Congress created the Simple IRA, the Simple 401(k) and the Safe Harbor 401(k).

Big “I” MEP 401(k) Plan
The  Big “I” MEP 401(k) Plan is sponsored by Big “I” Retirement Services, LLC.   It is a multiple employer plan also known as the MEP, which is a great way to lower your overall retirement plan costs while receiving consulting, helpful educational tools and low cost investment options.   Big “I” Retirement Services, LLC has partnered with national firms to provide a unique member only plan that simplifies plan sponsors administrative responsibilities while limiting your fiduciary exposure.    By partnering with Mesirow Financial, a 3(38) fiduciary and MVP Plan Administrators, a customer service oriented record-keeper, the Big “I” MEP 401(k) Plan is designed to maximize cost savings and our unique association design.   

Big “I” IRA Program
The Big “I” IRA Program offers Traditional IRAs, Roth IRAs and IRA plans such as SIMPLE IRAs and SEP IRAs.   Administrative services are provided by The IRA Center and investments are offered from a variety of fund families including the Prudential Guaranteed Income Fund.   With great program features such as no minimum balance requirements, no front or back end sales charges and no market rate adjustments for transfers between funds, the Big “I” IRA Program is designed to offer maximum flexibility at a competitive cost.
For more information:
Visit and
contact Christine Munoz, Director, Employee Benefits at 1-800-848-4401 or

​​​​​Specifically designed to meet the needs of the Independent Agent - Premiums start at $515 for $500,000 limit and up to 50,000 records

What Would You Do If Your
Agency Had A Data Breach?

Would you be surprised to know that 80 percent of businesses that experience one do not recover?

Cyber attacks have increased significantly since 2009. Data breaches are extremely common among smaller businesses. The fact of the matter is that data held by small businesses is low hanging fruit. Hackers know these enterprises lack the security resources of their larger counterparts.

So, how do you know if you need a cyber liability product?​ Here is the simplest answer:  when it comes to data, if you collect it, you own it. If you maintain two or more pieces of private information or process credit cards, you need protection. Every agent who uses the internet to communicate with clients (or sends text messages on their cell phone) has a legal obligation to protect non-public information - and much of the personal data you collect from clients falls into this category.   

Before you decide you do not need or cannot afford a policy, make sure you can afford recovering from a data breach. Responding to a data breach is not only costly( an estimated $200,000) it’s complex. State and federal regulations dictate proper handling of private information. If this information is breached; agents must navigate the laws in 46 different states mandating how victims must be notified. Experts from multiple disciplines; forensics investigators, legal counsel and public relations firms, may be needed to coordinate a response to even the smallest incident. In some instances the cost of a forensics investigator alone can reach up to $340,000.

So, can you afford not to have one?

Independent Insurance Agents of Nebraska has partnered with Arlington/Roe & Co., Inc. to offer our members an exclusive program at a negotiated rate, to help protect their agencies from information security breaches. 

This program is a holistic risk management approach that will help train your staff on privacy compliance in addition to handling data breach notification and 3rd party suits. Our program offers the following benefits:

  • Available to IIAN Members only
  • No Encyrption Requirement
  • Up To 50% Off Premium
  • IIAN Members Are Pre-Qualified For Enrollment*

  • HIPAA Compliance Tools
  • Step-By-Step Procedures for Compliance
  • Newsletters
  • Data Breach Coach To Help With Notification
  • Forensic Investigators
  • Private Counsel
  • Call Center
  • Credit Restoration Services

  • On-Line Compliance Material
  • Staff Training Program
  • Expert Support On-Line
  • Regulatory Fines and Penalties
  • Public Relations Firms
  • Notification Costs Outside Limit of Liability
  • Credit Monitoring
  • Security & Privacy Liability

*some restrictions apply.  Agencies over $5 M in revenue, over 50% benefits or with prior losses need to be underwritten. 


 Pricing for agencies with revenues**
**If revenue is over $5 Million, submit application for quote.

 For more information or if you have questions, please contact:

John Immordino
Program Administrator
Phone:  800-878-9891 Ext. 8732


Brenda Kaiser
Membership Programs Director
Phone: 402-476-2951