Imperial PFS® is the industry leader in commercial premium financing and preferred premium finance company of the Nebraska Big "I."
What began in 1977 with one branch in Kansas City, MO has several branch locations and over 500 Associates nationwide, Puerto Rico and Canada today. While much has changed in more than 40 years, their commitment to providing legendary customer service has remained the same. Imperial PFS believes that legendary customer service means serving as an indispensable partner to the customers, rather than just a vendor. With additional offices in Puerto Rico and Canada through their subsidiary SNAP Premium Finance, Imperial PFS is a trusted advisor to their partners with their goal to offer seamless financing services and more coverage areas to allow agents, general Agents, and carriers to focus on their priority of insurance solutions for their insureds.
Premium finance companies provide short-term loans for businesses and individuals to obtain property and casualty insurance coverage, thus freeing up capital and allowing them to obtain appropriate insurance coverage. Premium financing also allows business owners greater financial freedom for product development, hiring employees, marketing efforts, capital expenses, and other investments needed to grow their business. Imperial PFS® enables customers to power their digital transformations and offers flexible premium finance lending with multiple benefits for agency partners and insureds (business owners).
Rapid industry advancement and unexpected environmental upheavals have spurred the need for companies to quickly move toward an increasingly hands-off approach. Imperial PFS works tirelessly to create the most efficient premium finance transactions in the industry and strives to provide technology to avoid the physical and in-person processes of their customers which is important in the current COVID-19 environment. As necessary options in the current pandemic environment arise, Imperial PFS provides services such as electronic signatures, online payment options including ACH and credit card down payments. Imperial PFS's capabilities now extend beyond premium financing with their newest product, IPFS TotalPayTM. The IPFS TotalPayTM solution gives customers an efficient account collection method by providing the options of traditional premium finance or payment in full (processing fees apply) in a single offering to their insured. IPFS TotalPayTM enables the insured to choose how they pay (credit card or ACH) and when they pay (in full or installments) without having to meet in person.
Imperial PFS provides services, such as:
• IPFS Connect® – 24/7 access to account and payment information
• IPFS Credit Advantage® - qualified account holders are offered enhanced terms
• Integration – integrate with most agency management systems
• E-Signature – electronically capture account holder signature on premium finance agreement
• Online payment options including ACH and credit card down payments
• IPFS TotalPayTM – enables the insured to choose how they pay (credit card or ACH) and when they pay (in full or installments) without having to meet in person
• Cancellation Avoidance Tools
• E-Forms – electronic notices and correspondence sent to agency and account holders
Imperial PFS is very enthusiastic about their ongoing development which will further enhance opportunities for agencies to become more efficient and more effective at selling insurance. Imperial PFS continuously strives to develop innovative technology and financial solutions to assist customers achieve their digital transformation goals and to improve their day-to-day processes.
“We want to distance Imperial PFS from the competition, and we should never relax in that quest.”
To learn more about Imperial PFS, click here to visit their Partner Directory page.