Over the past couple days and going forward we are seeing more and more restaurants opt to close their doors to curtail the spread of COVID-19. Even though the doors may be closed many restaurants are hitting the road to get their products to people quarantined in their homes.
Soon agents will be facing a new line of questioning regarding insurance policies and the coverage they provide to people using their personal autos to make deliveries and run errands. As we discussed yesterday don't throw out an answer that might open yourself up to an E&O claim.
Virtual University (IIABA resource) has been providing great insights over the past couple weeks of how coverage forms will react to the growing pandemic.
Coronavirus and the Auto Exposure