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Mar 31
Less Traffic, More Accidents: Why Your Customers Need a Personal Umbrella Policy

​While the COVID-19 pandemic has kept many people off the roads due to stay-at-home mandates and other travel restrictions, the National Safety Council reported an increase in traffic-related deaths of 8% in 2020.

Despite the fact that Americans drove 13% fewer miles last year, the fatality rate per 100 million miles driven rose by 24%, the largest percentage increase since the Council began collecting data in 1923. 

According to the National Highway Traffic Safety Administration (NHTSA), the U.S. sees an average of six million car crashes a year. Across all 50 states, the average percentage of accident-prone drivers is 12.45%. 

With statistics like these, it’s time to educate your customers about the benefits of a Personal Umbrella Policy from RLI. This low-cost solution helps your customers gain an extra layer of protection over existing homeowners, auto and other personal insurance policies. 

RLI’s Personal Umbrella Policy highlights include:

$1 million to $5 million in additional insurance
Immediate coverage available in all 50 states plus D.C.
Uninsured/Underinsured coverage available
New drivers accepted — no age limit on drivers
Auto limits as low as 100/300/50 in certain cases
Up to one DWI/DUI per household allowed
Backed by a financially secure, A+ rated company

With more than 35 years in the standalone personal umbrella space and over 50 years of expertise serving niche insurance markets, RLI continues to help customers safeguard their assets and manage risk.
 
For more information on an RLI Umbrella policy, contact your state administrator, Cheryl Novacek,​​ or visit www.independentagent.com/RLI​

*Policies are underwritten by RLI Insurance Company. Not all applicants will qualify for coverage. Privacy Policy

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