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Smart Choice Market Access


Smart Choice Market Access

Smart Choice® has been helping independent agents, like you, since 1994. They offer personal, commercial, and life markets, in addition to ancillary products and services to help you build your business.

There are three ways to access markets through Smart Choice:

Agents Program

Smart Choice® has partnered with top-rated carriers to provide agents with hard to obtain appointments. When an agency joins Smart Choice®, they have the opportunity to become appointed with desirable national and local carriers. Agency partners enjoy reduced production requirements, their agency name on the policy, and the opportunity to share in bonus and contingency.

  • No up-front  or maintenance fees
  • Maintain 100% ownership of your book
  • Bonus and contingency sharing
  • Low volume commitments 

Smart Start

Smart Start is an online program that gives agency partners an alternative way to access both personal and commercial lines markets, without needing an appointment. Plus, their dedicated team does the work for you! Simply fill out a quote request and they’ll take it from there.

  • Instant access
  • User-friendly process
  • Competitive commissions

COMMERCIAL: Writing commercial lines business should be a goal of every agency, and Smart Start can help you start today! Gain immediate access to national carriers with competitive compensation to ultimately give you an edge in the marketplace and allow you to focus on driving new business to your agency.

PERSONAL: Access personal lines markets with no commitments! Smart Start helps agencies start writing business immediately, without carrier production requirements and avoiding a lengthy appointment process. 

Express Markets

Express Markets gives agents nearly instant access to multiple standard and non-standard insurance carriers at the click of a button.

  • No Fees
  • Minimum Production Requirements
  • 100% Commission Paid Directly To Your Agency

Express Markets includes E&S carriers in a number of specialty markets—from the construction and marine industries to commercial transportation and environmental remediation, and more. Whether you need to access a single carrier or a handful, Express Markets gives you a comprehensive group of companies to meet your clients’ unique requirements. Access to Express Markets carriers is available online, at the click of a button!

Contact: Brian Blair, Territory Manager
Phone: 402-730-1818

Contact: Alison Blair, Territory Manager
Phone: (402) 416-9661

Contact: Janet Olmstead, State Director
Phone: 417-350-5879

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