IIAN announces a new service for member agencies and partners - a customized summary of the 2021 property-casualty (P-C) insurance marketplace.
This data is assembled at the National Association of Insurance Commissioners (NAIC) and aggregated by industry data-watchers, such as A.M. Best Company, Inc.

Total (All Lines) Premiums | $785 Billion | $6.1 Billion (#36) | $97.3 Billion (California-#1)
| $1.4 Billion (Vermont-#51) |
Total (All Lines) Per Capita Premium | $2,369 | $3,095 (#5) | $3,839 (North Dakota-#1) | $1,674 (Ohio-#51) |
Personal Lines Per Capita Premium | $1,163 | $1,341 (#8) | $1,621 (Florida-#1) | $835 (District of Columbia-#51) |
Commercial Lines Per Capita Premium | $1,186 | $1,700 (#5)
| $2,647 (North Dakota-#1)
| $730 (West Virginia-#51)
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What follows is a graphic and numeric presentation of the Nebraska P-C industry data from an independent agent's perspective. This summary emphasizes direct premiums, direct losses and the associated direct underwriting results before reinsurance. As independent agents, this is the marketplace experience for the business we place (or compete against) for our clients in Nebraska. Included in this summary is data from nearly 3,000 insurers that are domiciled in the United States. Then, if they have written premiums in Nebraska, their data is included in this summary.
The summary starts with a direct premium listing of all 32 lines of business reported by P-C insurers, for all distribution styles in Nebraska. The presentation of data then focuses on the 26 lines of business independent agents work with most. For these agent-focused lines of business, data is provided on loss ratios, growth rates, penetration rates by the various distribution styles and commission rates. In addition, and important to independent agents, a breakout of surplus lines activity is provided to show trends, and utilization rates. United States national data is provided for comparison purposes.
Data sources and tips on how to read the data can be found on the "MORE INFORMATION" tab below.
Source: © A.M. Best Company — Used by Permission; US Census Bureau