Association for Independent Agents | IIAN

 

The use of trusts is becoming the standard practice for individuals and households who hold any appreciable asset.  This course is designed to provide participants with an understanding of the insurance implications that exist for clients who have established a trust.  Includes a review of terminology, types of trusts, and real life case examples plus so much more! [+]

This course will expose the truth regarding eight common myths regarding Workers’ Compensation (WC). Targets include Independent Contractor vs. Employee determination, factors that influence an Experience Modification Factor, identifying when a client needs Employers Liability, Stop Gap, USL&H, or Jones Act Coverage; application of benefits under Other State Coverages, including protection for Volunteers, Waiver of Subrogation issues, plus dilemmas that arise when officers or others elect out of WC coverage. [+]

Discuss automobile ride sharing arrangements (e.g. Uber and Lyft), and potential coverage problems for shared ownership automobiles and properties, such as condominiums. Evaluate how being a resident of the insured’s household affects coverage under Homeowners and Personal Auto policies. Evaluate the extent of coverage for business in personal lines policies. What liability insurance would be available if a parent is sued for negligent supervision of a minor? [+]

Almost every commercial entity faces technology loss exposures, particularly companies that use products that process data, companies that distribute electronic parts, software developers, electronic instrument manufacturers, and communications companies. Examine sources of liability, including technology product defects, design defects, marketing defects, unsafe product liability, and consumer product safety laws. And more... [+]